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Simple Personal Budget Template


Simple Personal Budget Template was designed for busy people who want to manage their personal finances without controlling for every detail or producing lengthy reports. This Excel spreadsheet makes budgeting and financial planning straightforward and convenient. The results are easy to visualize with the help of clear, easy-to-interpret, customizable charts.

Most of us don’t need heavy, complicated finance software, but we do need a clear picture of our household budget. Why take the time to learn complex, expensive financial software when you just need a simple tool to organize your financial information and plan your monthly budget? Simple Personal Budget Template will help to reduce the time you have to spend dealing with the business of life, so you can spend more time living it.

Please note that this template is password-protected to avoid mistakes, such as accidentally deleting formulas; however, the password is included in your purchase and you can download it together with the product.

Key Features

  • Organize your personal finances and manage your spending habits
  • Monitor your month-to-month cash flow
  • Categorize your expenses
  • Track fixed spending and predict variable expenses
  • Plan for large purchases and budget for retirement
  • Clearly visualize results with clean charts
  • Save more time and money

Simple and Professional

  • Microsoft Excel spreadsheet
  • No confusing VBA code or Macro
  • Spreadsheets ready for printing without Adnia logo
  • Uses a familiar Simple rows and columns methodology
  • Change charts types and colors
  • No monthly fees
  • Immediate download
  • Password included to unlock the template
  • Secure payment with PayPal (no PayPal account needed)

What is included?

  • One template ready to receive your data
  • A text file with the password to unlock the template


Getting Started – Two Steps

1. Enter all income, such as your salary or commission.

2. List any recurring monthly expenses (mortgage/rent, utilities, property tax and insurance). If the bills amount varies, such as a phone or electricity bill, just enter an average value for forecasting and change it when you know the real value.

That’s it! Now that you have the income and fixed expenses, you can predict irregular or variable expenses such as eating out, clothing and fuel. Simply enter an approximate value and adjust them at the end of each month. This simple control allows you budget money for other expenses or projects- save to take a trip or buy a new car.

Hints and Tricks

  • Keep track of each bill. After paying a bill, change the cell color. This will help you better visualize the bills to pay.
  • To plan or estimate savings, consider using the “Saving & Investing” category as a fixed expense. Experts advise that we should all save at least 10% of our total income.

Other Information

  • Reports: Overview, Expenses by Category, Expenses by Subcategory
  • Rows limit: Income: 15 rows, Expenses: 50 rows

Built for Excel 2007 or later
Licensed for Private Use Only (not for distribution or resale)

Are you a working professional looking for a way to organize your finances? In your search for more orderliness, you’ll no doubt come across software designed specifically for that purpose. Before investing in one, however, you should know that financial software is not only complicated to use but expensive to purchase. A simple solution? Buy personal budget templates and manage your business with ease.

The template may NOT be sold, distributed, published to an online gallery, hosted on a website, or placed on any server in a way that makes it available to the general public.




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